412 S Whisper Ridge Lane, Payson, AZ 85541

$969,500
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,482 Lot Size (sq. ft.): 16,988 Status: Active
Current Price: $969,500 Last Modified: 3/23/2026

Description

Perched in the private gated community of Whisper Ridge, this one-of-a-kind custom home offers priceless views and a peaceful, serene setting. Designed with both luxury and comfort in mind, the 2,482 +/- sq ft residence features 3 bedrooms and 2.5 bathrooms with a desirable split floor plan. The primary bedroom and the guest room enjoy their own private access to the wrap-around deck, creating the perfect place to relax and take in the surrounding beauty. Warmth and craftsmanship are evident throughout the home, highlighted by meticulously maintained real hickory wood flooring, custom Knotty Alder cabinetry, and solid Knotty Alder interior doors. The spacious primary suite provides a true retreat, complete with a spa-like bathroom featuring radiant heated flooring, a separate jetted

Supplements: soaking tub, and a walk-in shower designed for comfort and relaxation. The kitchen blends style and functionality with a gourmet gas cooktop and newer appliances, making it ideal for both everyday living and entertaining. The oversized three-car garage offers exceptional versatility, easily accommodating three vehicles along with additional recreational toys, and includes a separate workshop area for projects or storage. Additional features such as an alarm system, water softener, and a new roof installed in March 2025 further enhance the home's value and peace of mind. Ideally situated next to The Rim Golf Club and Chaparral Pines, homeowners have the opportunity to purchase a nonresident membership and enjoy access to premier golf, dining, fitness, and social amenities. With its stunning views, refined finishes, and exceptional location, this remarkable property offers the very best of luxury mountain living.

More Information MLS# 7000354

Contract Information

Type: Exclusive Right To Sell Ownership: Fee Simple Co-Ownership (Fractional) Agreement YN: No List Price: $969,500 Status: Active Current Price: $969,500 List Date: 2026-03-18

Location, Tax & Legal

Assessor's Map #: 60 Assessor's Parcel #: 9 Tax Municipality: Payson Taxes: 5956.08 House Number: 412 Compass: S Street Name: Whisper Ridge St Suffix: Lane City/Town Code: Payson State/Province: AZ Zip Code: 85541 County Code: Gila Assessor Number: 304-60-009 Subdivision: Whisper Ridge Tax Year: 2025

General Property Description

Dwelling Styles: Detached # of Interior Levels: 1 Full Bathrooms: 2 Half Bathrooms: 1 Approx SQFT: 2482 Price/SqFt: 390.61 Approx Lot SqFt: 16988 Approx Lot Acres: 0.39 Horses: N Builder Name: Martin Elementary School District: Payson Unified District High School District: Payson Unified District Elementary School: Julia Randall Elementary School Jr. High School: Rim Country Middle School High School: Payson High School Community Pool Y/N: No Private Pool Y/N: No Fireplace YN: Yes Fireplaces Total: 2 Dwelling Type: Single Family Residence Exterior Stories: 1 # Bedrooms: 3 Total Bathrooms: 3 Year Built: 2007

Special Listing Cond

N/A: 1

Construction

Wood Frame: 1

Const - Finish

Wood Siding: 1 Stone: 1

Roofing

Composition: 1

Association & Fees

HOA Y/N: Y HOA Disclosure/Addendum Affirmation: Yes HOA Transfer Fee: 50 HOA Fee: 700 HOA Paid Frequency: Annually HOA Name: Whisper Ridge HOA Telephone: (408) 455-2453 Special Assessment HOA: No HOA 2 Y/N: N PAD Fee Y/N: N Cap Improvement/Impact Fee: 0 Cap Improvement/Impact Fee $/%: $ Prepaid Association Fees HOA: 0 Disclosure Fees HOA: 0 Other Fees HOA: 0 Land Lease Fee Y/N: N Rec Center Fee Y/N: N Ttl Mthly Fee Equiv: 58.33

Showing Notification Methods

Showing Service: Aligned Showings

Lockbox Type

See Private Remarks: 1 None: 1

Architecture

Ranch: 1

Master Bathroom

Full Bth Master Bdrm: 1 Separate Shwr & Tub: 1 Double Vanity: 1 Tub with Jets: 1

Master Bedroom

Split: 1

Additional Bedroom

Master Bedroom Walk-in Closet: 1

Fireplace Features

Fireplace Family Rm: 1 Gas Fireplace: 1 Exterior Fireplace: 1 Fire Pit: 1

Flooring

Carpet: 1 Tile: 1 Wood: 1

Window Features

Dual Pane: 1

Community Features

Gated: 1

Dining Area

Dining in LR/GR: 1

Heating

Forced Air: 1 Electric: 1

View

Panoramic: 1 Trees/Woods: 1 Mountain(s): 1

Kitchen Features

Built-In Electric Oven: 1 Dishwasher: 1 Disposal: 1 Kitchen Island: 1 Built-in Microwave: 1 Pantry: 1 Refrigerator: 1 Gas Cooktop: 1 Granite Counters: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Interior Features

Vaulted Ceiling(s): 1 Central Vacuum: 1 No Interior Steps: 1 Water Softener Owned: 1

Laundry

Washer Included: 1 Dryer Included: 1 Inside: 1

Basement

Basement Y/N: N

Other Rooms

Great Room: 1

Separate Den/Office

Sep Den/Office Y/N: N

Technology

Security System Owned: 1

Fencing

None: 1

Water Source

City Water: 1

Exterior Features

Covered Deck: 1 Storage: 1 Rain Gutters: 1

Spa

None: 1

Sewer

Sewer-In & Connected: 1

Parking Spaces

Slab Parking Spaces: 3 Total Covered Spaces: 3 Garage Spaces: 3

Parking Features

Attached Garage: 1 Garage Door Opener: 1

New Financing

Cash: 1 VA: 1 Conventional: 1 FHA: 1

Plumbing

Tankless Ht Wtr Heat: 1 Propane Hot Wtr Htr: 1

Utilities

APS: 1 Propane: 1

Existing 1st Loan

Treat as Free&Clear: 1

Property Description

Corner Lot: 1

Landscaping

Desert Front: 1 Desert Back: 1

Disclosures

Seller Discl Avail: 1

Residential Propane Tank

Propane Underground Y/N: Yes

Possession

Close of Escrow: 1

Association Fee Incl

Common Area Maint: 1

Assoc Rules/Info

Self Managed: 1

Remarks Misc

Directions: Hwy 260 East to Rim Club Parkway and turn right, then turn right on Whisper Ridge Lane to gate. Gate code to be provided with appointment. Geo Lat: 34.24199 Geo Lon: -111.294641

Legal Info

Lot Number: 9

Property Features

Special Listing Cond: N/A Architecture: Ranch View: Panoramic; Trees/Woods; Mountain(s) Master Bathroom: Full Bth Master Bdrm; Separate Shwr & Tub; Double Vanity; Tub with Jets Master Bedroom: Split Additional Bedroom: Master Bedroom Walk-in Closet Fireplace Features: Fireplace Family Rm; Gas Fireplace; Exterior Fireplace; Fire Pit Flooring: Carpet; Tile; Wood Window Features: Dual Pane Spa: None Community Features: Gated Dining Area: Dining in LR/GR Kitchen Features: Built-In Electric Oven; Gas Cooktop; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Pantry; Granite Counters; Kitchen Island Laundry: Washer Included; Dryer Included; Inside Other Rooms: Great Room Interior Features: Vaulted Ceiling(s); Central Vacuum; No Interior Steps; Water Softener Owned Technology: Security System Owned Exterior Features: Covered Deck; Rain Gutters; Storage Parking Features: Attached Garage; Garage Door Opener Construction: Wood Frame Const - Finish: Wood Siding; Stone Roofing: Composition Cooling: Central Air; Ceiling Fan(s) Heating: Forced Air; Electric Plumbing: Tankless Ht Wtr Heat; Propane Hot Wtr Htr Utilities: APS; Propane Water Source: City Water Sewer: Sewer-In & Connected Fencing: None Property Description: Corner Lot Landscaping: Desert Front; Desert Back Lockbox Type: See Private Remarks; None Possession: Close of Escrow Association Fee Incl: Common Area Maint Existing 1st Loan: Treat as Free&Clear New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail
Listing Office: ERA-Young Realty & Investment
IDX
Last Updated: March - 23 - 2026
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