26770 N 174TH Lane, Surprise, AZ 85387

$425,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,618 Lot Size (sq. ft.): 6,000 Status: Closed
Current Price: $425,000 Last Modified: 4/22/2026

Overview

Description

Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances,

Supplements: pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and ...

Listing Details MLS# 6999470

Location, Tax & Legal

House Number
26770
Compass
N
Street Name
174TH
St Suffix
Lane
City/Town Code
Surprise
State/Province
AZ
Zip Code
85387
Zip4
2138
Country
US
County Code
Maricopa
Assessor Number
510-14-142
Subdivision
CORTANA AT DESERT OASIS
Tax Year
2025
Assessor's Map #
14
Legal Description (Abbrev)
LOT 142 CORTANA AT DESERT OASIS MCR 141838
Assessor's Parcel #
142
Tax Municipality
Surprise
Taxes
1191

Contract Information

Type
Exclusive Right To Sell
Ownership
Fee Simple
Co-Ownership (Fractional) Agreement YN
No

General Property Description

Dwelling Type
Single Family Residence
Dwelling Styles
Detached
Exterior Stories
Yes
# of Interior Levels
Yes
# Bedrooms
3
Full Bathrooms
2
Total Bathrooms
2
Approx SQFT
1618
Price/SqFt
262.67
Horses
N
Builder Name
KB HOMES
Year Built
2021
Approx Lot SqFt
6000
Approx Lot Acres
0.138
Community Pool Y/N
Yes
Private Pool Y/N
Yes
Fireplace YN
No
Elementary School District
Nadaburg Unified School District
High School District
Nadaburg Unified School District
Elementary School
Desert Oasis Elementary School
Jr. High School
Desert Oasis Elementary School
High School
Mountainside High School
Half Bathrooms
0

Remarks Misc

Cross Street
163RD AVE & JOMAX RD
Directions
WEST ON 163RD AVE RIGHT ON 173RD AVE, LEFT ON ANDREA DR, LEFT ON 174RD LN TO PROPERTY ON THE RIGHT

Status Change Info

Off Market Date
2026-04-22
Under Contract Date
2026-03-30
Close of Escrow Date
2026-04-22

Legal Info

Township
5N
Range
2W
Section
35
Lot Number
142

More Information

Basement

Basement Y/N
N

Items Updated

Pool Yr Updated
2023
Pool Partial/Full
Full

Parking Spaces

Garage Spaces
2
Slab Parking Spaces
2
Total Covered Spaces
2

Solar Panels

Ownership
Owned w/Loan Assumption
Grid
On

Showing Notification Methods

Showing Service
Aligned Showings
Text
Yes

Sold Info

Loan Type
Conventional
Loan Years
30
Payment Type
Fixed
Closing Cost Split
Seller Paid - S
Buyer Concession $/%
$
Seller Concession to Buyer
7200
Seller Concession $/%
$
Buyer Concession to Seller
0

Special Listing Cond

N/A
Yes

Construction

Wood Frame
Yes

Const - Finish

Painted
Yes
Stucco
Yes

Roofing

Tile
Yes

Association & Fees

HOA Y/N
Y
HOA Disclosure/Addendum Affirmation
Yes
HOA Transfer Fee
150
HOA Fee
100
HOA Paid Frequency
Monthly
HOA Name
Desert Oasis
HOA Telephone
602-957-9191
HOA Management Company
Trestle Management G
HOA Management Phone
480-422-0888
Special Assessment HOA
No
HOA 2 Y/N
N
PAD Fee Y/N
N
Cap Improvement/Impact Fee
300
Cap Improvement/Impact Fee $/%
$
Prepaid Association Fees HOA
200
Disclosure Fees HOA
250
Other Fees HOA
0
Land Lease Fee Y/N
N
Rec Center Fee Y/N
N
Ttl Mthly Fee Equiv
100

Lockbox Type

Supra
Yes

Master Bathroom

3/4 Bath Master Bdrm
Yes

Master Bedroom

Split
Yes

Flooring

Carpet
Yes
Tile
Yes

Private Pool Features

Play Pool
Yes

Dining Area

Other (See Remarks)
Yes

Heating

Natural Gas
Yes

Kitchen Features

Dishwasher
Yes
Disposal
Yes
Built-in Microwave
Yes
Refrigerator
Yes
Reverse Osmosis
Yes
Gas Cooktop
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Interior Features

Water Softener Owned
Yes
Soft Water Loop
Yes
Water Purifier
Yes

Laundry

Washer Included
Yes
Dryer Included
Yes
Gas Dryer Hookup
Yes
220 V Dryer Hookup
Yes
Inside
Yes

Separate Den/Office

Sep Den/Office Y/N
N

Road Responsibility

City Maintained Road
Yes

Fencing

Back Yard
Yes
Perimeter
Yes
Block
Yes

Water Source

Pvt Water Company
Yes

Community Pool Features

Fenced
Yes
Outdoor
Yes

Exterior Features

Covered Patio(s)
Yes

Spa

None
Yes

Sewer

Sewer - Public
Yes

Parking Features

Attch'd Gar Cabinets
Yes
Extended Length Garage
Yes
Garage Door Opener
Yes

New Financing

Cash
Yes
VA
Yes
Conventional
Yes
FHA
Yes

Energy/Green Feature

Solar Panels
Yes

Utilities

APS
Yes
SW Gas
Yes

Existing 1st Loan

FHA
Yes

Existing 1st Loan Terms

Assume - Qualify
Yes

Landscaping

Gravel/Stone Front
Yes
Desert Front
Yes
Grass Back
Yes
Auto Timer H2O Front
Yes
Auto Timer H2O Back
Yes

Services

City Services
Yes

Unit Style

All on One Level
Yes

Disclosures

Seller Discl Avail
Yes
Agency Discl Req
Yes

Possession

Close of Escrow
Yes

Association Fee Incl

Common Area Maint
Yes

Assoc Rules/Info

Prof Managed
Yes

Property Features

Special Listing Cond: N/A Master Bathroom: 3/4 Bath Master Bdrm Master Bedroom: Split Flooring: Carpet; Tile Private Pool Features: Play Pool Community Pool Features: Fenced; Outdoor Spa: None Dining Area: Other (See Remarks) Kitchen Features: Gas Cooktop; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Reverse Osmosis Laundry: Washer Included; Dryer Included; Gas Dryer Hookup; 220 V Dryer Hookup; Inside Interior Features: Water Softener Owned; Soft Water Loop; Water Purifier Exterior Features: Covered Patio(s) Parking Features: Attch'd Gar Cabinets; Extended Length Garage; Garage Door Opener Road Responsibility: City Maintained Road Construction: Wood Frame Const - Finish: Painted; Stucco Roofing: Tile Cooling: Central Air; Ceiling Fan(s) Heating: Natural Gas Utilities: APS; SW Gas Water Source: Pvt Water Company Sewer: Sewer - Public Services: City Services Fencing: Back Yard; Perimeter; Block Landscaping: Gravel/Stone Front; Desert Front; Grass Back; Auto Timer H2O Front; Auto Timer H2O Back Showing Notification Methods: Text Lockbox Type: Supra Possession: Close of Escrow Unit Style: All on One Level Association Fee Incl: Common Area Maint Existing 1st Loan: FHA Existing 1st Loan Terms: Assume - Qualify New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail; Agency Discl Req
IDX
Listing Office: Caruso Real Estate
Last Updated: April - 22 - 2026
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